General Disclosure/Disclaimer:

investrend's overall operations:

<1.>  We function by-and-large as an independent outsourcing resource (a.k.a. "facilitator") of/for a variety of platforms and programs (a.k.a "product-services"), which involve the delivery of such particular product-services by independent professional(s) and/or firm(s) (a.k.a. "affiliate-provider(s)").  Such product-services are delivered on behalf of shareholders and/or prospecting investors, typically with Investrend acting as liaison between payors and payees for product-services.

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avoiding conflicts of interest:

<3.>  Notwithstanding the exceptions noted in items #5, #6 and #7 below, it is our policy that no principals, employees, contract laborers and/or family members of Investrend's principals, employees, contract laborers and/or other parties associated with principals, employees, contract laborers and/or family members shall own equity and/or trade in stock(s) of subject companies and/or companies that might be considered as comparable to subject companies (a.k.a. "competitors");  And we require that all said principals, employees and contract laborers attest that, according to what can reasonably be expected as their best efforts toward discovery and based on their best knowledge, they do follow and are in fact following this policy.

<4.>  Notwithstanding the exceptions noted in items #5, #6 and #7 below, we also require all affiliate-providers to attest that they follow/practice the same policies followed/practiced by Investrend in regard to owning equity and/or trading stock(s) in subject companies (enrollees) and/or competitors of subject companies as described above.

<5.>  Our policies are more stringent than those practiced by the majority of other firms like ours. It is not illegal or contrary to SEC rules, under certain circumstances, for providers of product-services (as noted herein) to own equity and/or trade in stock(s) of subject companies and/or competitors thereof -- as long as said ownership is clearly and properly disclosed by said providers.  We reserve the right to, and may at times, engage the services of and/or have work produced by and/or provide services for firms and/or individuals that own equity and/or hold stock(s) in subject companies and/or competitors thereof.

<6.>  In the event that we do in fact engage the services of and/or have work produced by and/or provide services for firms and/or individuals that own equity and/or hold stock(s) in subject companies and/or competitors thereof, then we require that all details of any such relationship(s) and/or ownership (and/or what otherwise may be seen as pecuniary interest) be:  a) in accordance with all applicable laws and/or SEC rules;  b) is/are fully disclosed; and  c) said disclosure(s) is/are readily visible/accessible to the general pubic.

<7.>  We offer a program enabling the use of subject company stock as a means for compensating Investrend and/or affiliate-providers for the delivery of product-services (a.k.a. "stock-supported enrollment financing").  Our stock-supported enrollment financing program is designed to allow companies to use their stock as currency, without involving the usual conflicts associated with such transactions.  Such conflict(s) is/are avoided via the following procedure:  a) An independent securities attorney is engaged to facilitate the program;  b) Only free trading shares of stock are used for this program;  c) All parties involved agree not to disclose any product-services planned to be provided or otherwise under consideration unless/until all stock allocated for the financing of said product-service has been liquidated and all parties have been paid in cash, up-front;  d) Said independent securities attorney and/or Investrend may also be compensated from said cash generated from said liquidated stock for providing this program;  e) It is clearly understood and agreed upon by and between all parties that stock shall be liquidated in a manner that has as little effect on the stock's price as possible (a.k.a. "shares being sold 'gently' back into the public float");  f) The independent attorney (and only the independent attorney) is involved and/or shall be responsible for and/or shall have any knowledge of the activity of said liquidation of company stock until all shares have been liquidated; and  g) Once all parties have been paid in cash, up-front, then (and only then) shall any work be done or public announcements be made in regard to the product-service slated for delivery.

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Investrend's business conduct:

<8.>  Generally speaking, we strive to follow and champion the highest ethical standards in all of our business dealings, and to serve as an example to others of how to conduct business in accordance with such standards.  Whenever possible, we engage a business model that places us in the position to act as a "buffer" between subject companies and product-service providers, in order to minimize or altogether eliminate any known or perceived conflicts of interest to the greatest extent possible.

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